At Chapman Wealth we believe outcomes matter. To that end, we design personalized solutions so that our clients can achieve the outcomes they need in order to have their financial dignity. The ability for our clients to get to a stage in life where they have financial flexibility requires that our team use every tool at our disposal to optimize a client’s situation.
Risk management is the backbone to achieving the desired outcomes of a financial plan – and we choose to focus on each of our client’s specific risks.
Health and mortality risks are at the heart of any financial plan. Having adequate protection in the event of illness or premature death is paramount in safeguarding accumulated wealth and providing security for the future of dependents and beneficiaries.
Investing for education, retirement or to supplement income can expose investors to market, inflation and emotional risks. Being too conservative, too aggressive, not sticking to a dedicated investment strategy or making decisions based on emotion can lead to inconsistent investment returns and even a permanent erosion of capital.
The biggest variable to all our financial well being is longevity risk, the risk of outliving our money. It can compound market and inflation risk and cause emotional stress at a time where clients should be enjoying the fruits of their labour.
By viewing our client’s financial picture through a prism of risk, we can help prioritize and address the most pressing issues for investors and their families.